Finally, on 31st March 2009, the Court of Appeal had reversed the High Court BBA ruling decided by Abdul Wahab Patail J that the BBA Contract were contrary to Islamic Banking Act 1983 (IBA). The unanimous decision in the appeal made by BIMB v Ghazali Shamsuddin & 2 Ors before the three panel judges ;Datuk Md Raus Sharif, Datuk Abdul Hamid Embong and Datuk Ahmad Maarop. The said decision reafirmed that Islamic Bank's practices in relation to BBA Contract are shariah-complaint and valid. Kudos to the lead counsel for Bank Islam , En Ismail Shariff and his team who had done a good job for this case. En Ismail Shariff was among the legal advisor for Bank Islam when BIMB came out with the pre-printed documents for BBA Contract since the establisment of Bank Islam in 1983. The Legal Department of BIMB had then revised and amended the BBA Contract and other Contracts like Cash Note Facility and Trade Facilities documentation somewhere in 2004. The decision made by Abd Wahab Patail ...

THE FOLLOWING EXPERIMENT took place in Brooklyn: sixty-two teenagers were assembled in a room. Labels an inch and a half high were stuck at random on each person’s forehead. The labels were all different, saying things like: “Lazy,” “Ugly,” “Famous,” “Rich,” “Cool,” “Clumsy,” “Wimpy,” etc. Each person could see everyone elses’ label but his or her own, and it was against the rules to tell someone what their label said. They were told to treat each other according to the label on their foreheads. Then they mingled. At the end of the experiment, one young man said, “I feel distrusted, like I’m some kind of thief. I don’t like it.” The label on his forehead read, “Dishonest.” As you might expect, the people wearing the labels “Rich” and “Famous” enjoyed the way people treated them. The participants could tell, just by the way people treated them, what their label said—maybe not the exact words, but the general idea was pretty clear to each of them. This illustrates something very useful. ...

"Wahai Ikhwan Muslimin yang mulia! Sasaran dakwah al-din dan tajdid Islami (pembaharuan Islam) itu bukanlah mudah. Bukanlah tujuan dan tumpuannya untuk menukar kerajaan semata. Tidak jua untuk mengubah satu suasana politik kepada suasana politik yang lain. Tidak untuk menyebarkan pengetahuan dan ilmu, atau menghadapi buta huruf dan kejahilan, atau memerangi pengangguran, atau mengubati kecacatan masyarakat dan akhlak atau seumpamanya seperti yang diperjuangkan oleh para pejuang perubahan di Barat dan Timur." Sebaliknya, ia adalah seruan Islam yang merangkumi akidah dan akhlak, amalan dan siasah, ibadah juga keperibadian diri dan masyarakat. Ia meliputi akal dan jiwa, ruh dan jasad. Ia bergantung kepada perubahan mendalam dalam hati dan jiwa, akidah dan akal. Ia terpancar dari hati sanubari sebelum terbit dari pena, atau helaian buku, atau mimbar syarahan. Ia terlaksana dalam tubuh pendakwah dan kehidupannya sebelum dia menuntut dilaksanakan dalam masyarakat keseluruhannya” Sy...

A leading scholar of Basra visited Rabi`a al-Adawiyya while she was ill. Sitting beside her pillow, the scholar spoke about how terrible the world was. In reply, Rabi`a told him: "You love the world very dearly. If you did not love the world, you would not mention it so much. It is always the purchaser who first disparages what he wants to buy. If you were done with the world, you would not mention it either for good or evil. As it is, you keep mentioning it because, as the proverb says, whoever loves a thing mentions it frequently." [Adapted from the "Memorial of the Saints" by Fariduddin Attar, in the abridged translation called "Muslim Saints and Mystics" by A. J. Arberry, p. 50.]

Got this from an email recently forwarded to me : Another name for Lady Finger is " OKRA ". Last month in one of TV program I learnt of a treatment of Sugar (Diabetes). Since I am diabetic, I tried it and it was very useful and my Sugar is in control now. In fact I have already reduced my medicine. Take two pieces of Lady Finger and remove/cut both ends of each Piece. Also put a small cut in the middle and put these two pieces in glass of water. Cover the glass and keep it at room temperature during night. Early morning, before breakfast simply remove two pieces of lady Finger from the glass and drink that water. Keep doing it on daily basis. Within two weeks, you will see remarkable results in reduction of your SUGAR. My sister has got rid of her diabetes. She was on Insulin for a few years, but after taking the lady fingers every morning for a few months, she has stopped Insulin but continues to take the lady fingers every day. But she chops the lady fingers into fine pie...

Date : 9/1/2009 Time: 1.30 pm Venue : Masjid Jamek Al-Amaniah, Batu Caves. Pertama kali aku solat Jumaat disini. Selalu aku pegi Masjid Taman Melati atau Masjid kat atas bukit Sri Gombak. Sebagaimana arahan yang dikeluarkan oleh Majlis Agama Negeri Selangor, semua masjid akan mengadakan solat hajat dan membaca qunut nazilah hari ini untuk rakyat Palestine yang sedang getir digempur oleh bom yahudi laknatullah. Khatib dengan penuh semangat berkhutbah kepada sidang jumaat tentang kebiadapan Yahudi membunuh saudara islam di Palestine dan menyeru kepada semua agar berdoa dan menyumbang kepada tabung Palestine yang diadakan dimasjid-masjid. Solat Jumaat hari ini , imam membaca surah Al-Fil pada rakaat permata ( Surah Al-Fil menceritakan tentang kebinasaan tentara bergajah Abrahah oleh burung-burung ababil dari syurga), manakala pada rakaat kedua imam membaca surah An-Nasr ( Surah tentang kemenangan umat islam pada hari pembukaan kota Makkah ) dan diiringi oleh bacaan Qunut Nazilah selepas...

Padang Arafah. Pada tahun ke 10 Hijrah ketika mengerjakan Hujjatul Wada’, Rasulullah SAW telah menyampaikan khutbahnya yang terakhir (Khutbah Wida’). Baginda bertolak ke Arafah dari mina setelah naiknya matahari 9 Zulhijjah. Sebuah khemah didirikan untuk baginda dan baginda masuk serta berada di dalamnya sehingga tergelincir matahari (waktu zohor). Selepas itu, baginda pun mengarahkan disiapkan untanya al-Qaswah, lalu menaikinya sehingga baginda tiba di Wadi Uranah. Di hadapan baginda, ribuan para sahabat mengelilingi baginda. Semuanya menanti penuh debar. Apakah ingin disampaikan baginda. Ramainya manusia yang berhimpun pada haji wida’ itu. Ada riwayat mengatakan jumlahnya mencecah 144,000 orang semuanya. Baginda pun menyampaikan khutbahnya yang bersejarah: “Segala puji bagi Allah. Kita memuji, meminta pertolongan, beristighfar dan bertaubat kepada-Nya. Kita berlindung dengan-Nya daripada kejahatan diri dan keburukan amalan kita. Sesiapa yang Allah berikan hidayat kepadanya, maka tida...

Yahudi laknatullah mengganas lagi. Aku pernah menyentuh tentang keganasan yahudi dalam entry yang terdahulu tentang pembunuhan beramai-ramai rakyat Palestine di Kem Jenin pada 2002. Kali ini, tahun 2008, pesta pembunuhan berlaku lagi...lebih ganas, lebih kejam, tanpa segan silu. Kali ini atas nama keselamatan negara terhadap ancaman puak Hamas, semenanjung Gaza di serang lagi. Episod duka ini akan berterusan tanpa noktah dan dunia Islam hanya mampu terkedu melihat saudara seislam dihujani bedilan peluru dan bom puak Yahudi laknatullah! Meminjam kata-kata Ustaz Zaharuddin, bantuan terpantas dari kita adalah qunut nazilah dan doa yang berterusan agar Allah SWT menurunkan bala untuk menghancurkan musuh-musuh Islam ini. Ya Allah Ya Tuhan Kami, Engkau hancurkanlah golongan Yahudi dan Nasrani yang memerangi umat Islam di muka bumi Mu ini, Engkau Satukanlah hati-hati kami umat Islam diseluruh dunia untuk menentang musuh-musuh Mu Ya Allah! Ya Munsyi'ussahab, Ya Haazimal Ahzab, Ihzim At Tho...

Since i was a kid , i never had a birthday party celebration. Not because we don't want to celebrate it, but my family has a unique style of celebrating the birthday party..i.e by not celebrating it! But i know that deep down inside of our heart, we care for each other, we love each other, we just have a different style of how to express our love and affection.. As for the past 5 years since i've been married, a birthday celebration then became the annual agenda for us, especially for our kids. For me, it is not about how grand will be the party or how precious is the gift been given but ,the most important thing is the value of the celebration; that you care for your loved one, that you appreciate them for being together through the years of living. It is all family affairs! So, here we go again today on every 23rd December of the calendar year..it is my 32nd birthday this year! I didn't expect a surprise today but i could smell that my wife has something in her mind.. sur...

In addition to helping protect us from heart disease and cancer, a balanced diet and regular exercise can also protect the brain and ward off mental disorders. "Food is like a pharmaceutical compound that affects the brain," said Fernando Gómez-Pinilla, a UCLA professor of neurosurgery and physiological science who has spent years studying the effects of food, exercise and sleep on the brain. "Diet, exercise and sleep have the potential to alter our brain health and mental function. This raises the exciting possibility that changes in diet are a viable strategy for enhancing cognitive abilities, protecting the brain from damage and counteracting the effects of aging." Gómez-Pinilla analyzed more than 160 studies about food's affect on the brain; the results of his analysis appear in the July issue of the journal Nature Reviews Neuroscience and are available online at www.nature.com/nrn/journal/v9/n7/abs/nrn2421.html . Omega-3 fatty acids — found in salmon, walnu...

The LA Times just completed a wonderful 4-part series on how learning and memory work . The NYT re-emphasized the importance of physical exercise for neurogenesis (the creation of new neurons). To put this news in better perspective, let's review some good lifestyle options we can follow to maintain, and improve, our vibrant brains. 1. Learn what is the "It" in "Use It or Lose It". A basic understanding will serve you well to appreciate your brain's beauty as a living and constantly-developing dense forest with billions of neurons and synapses. 2. Take care of your nutrition. Did you know that the brain only weighs 2% of body mass but consumes over 20% of the oxygen and nutrients we intake? As a general rule, you don't need expensive ultra-sophisticated nutritional supplements, just make sure you don't stuff yourself with the "bad stuff". 3. Remember that the brain is part of the body. Things that exercise your body can also help sharpen...

Memali : a Democracy in rubbles (by Art Harun) “In the absence of justice, what is sovereignty but organised robbery?”: Saint Agustine Date: November 1985. Place: Malaysia. The Prime Minister was Mahathir Mohamad. Musa Hitam was the Deputy Prime Minister and Home Minister. Malaysia was going through a bad recession. The price of its 2 main natural resources, tin and rubber, was at rock bottom. The Mahathir-induced “look east policy” was not working to Malaysia’s advantage. All it managed to do was to invite Japanese and South Korean contractors to undertake massive development works such as the then ground breaking Dayabumi project. Little else was being achieved from the policy apart from the mushrooming of Japanese restaurants around town. “Privatisation” and “sogo sosha” were the in-words at this time. On the other hand, the policy only managed to isolate Malaysia from its customary ally, the Great Britain and consequently, the United States. Economically, Malaysia was struggling. ...

Sayu aku melihat gambar Tok Janggut* yang telah mati terkorban dalam perjuangannya menentang penjajahan British di Tanah Melayu..tak cukup dengan dibunuh, mayatnya digantung terbalik dan dihina kerana dianggap sebagai penderhaka. Aku abadikan gambar-gambar pejuang bangsa ini dalam entry kali ini sebagai mengenang jasa dan pergorbanan mereka yang tak ternilai harganya. Mereka telah membayar harga yang mahal sekali dengan darah dan nyawa mereka sebagai taruhan untuk generasi kini mengecap nikmat kemerdekaaan. Tok Gajah Kita masih mengingati nama-nama ini semasa mempelajari Sejarah di bangku sekolah, Tok Janggut di Kelantan, Mat Kilau dan Tok Gajah di Pahang, Hj Abdul Rahman Limbong dan Tokku Paloh di Terengganu, Rentap di Sarawak, Mat Salleh di Sabah, Dato' Maharajalela di Perak dan ramai lagi yang telah menggadai nyawa demi perjuangan mempertahankan tanahair daripada di jajah. Mereka semua adalah pejuang-pejuang bangsa yang telah digambarkan sebagai penderhaka oleh penjajah Britis...

'Crazitivity' is a new word that needed inventing. Crazitivity is that sort of creativity that is solely driven by desire to be different. Creativity is always new and different so the belief is that something new and different is necessarily creative. So anything different, bizarre and off-the-wall claims to be creative. I have no objection whatever to this belief and this style of 'creativity'. My only concern is that people should equate crazitivity with creativity. This would be a pity and would be a great disservice to serious creativity. Creativity can be low key, simple, unostentatious and very logical - in hindsight. Creativity does not have to announce: "Look at me. Aren't I creative!!". In the advertising world something that is crazy may catch attention and may therefore have a direct value. This is seldom the case elsewhere. Since much of the impetus for deliberate creative effort came from the advertising industry (brainstorming) there is this...

Jenin ...aftermath Tanggal 10 November 2008 lebih kurang jam 12.15 tengah malam (waktu Jawa Barat) hukuman tembak telah dilaksanakan terhadap tiga orang syuhada' (Insyaallah) , As-Syahid Imam Samudera, As-Syahid Ali Ghuffron dan As-Syahid Amrozi Nurhasyim setelah disabitkan kesalahan dalam peristiwa pengeboman 'disco pub' di Bali, Indonesia. Tregedi pengeboman di Bali, menyaksikan dunia mengutuk kejadian tersebut , lalu mengaitkan dengan imej islamic terrorist yang berjaya dicanangkan oleh media barat yang didalangi oleh Yahudi dan Nasrani laknatullah. Sesungguhnya siapa kita untuk melabelkan mereka sebagai pengganas sedangkan dunia mengetahui siapakah pengganas yang sebenarnya. Pengganas yang telah meragut puluhan ribu nyawa yang tak berdosa di Palestine, di Bosnia Herzegovina ,di Selatan Thai, di Kashmir.... Disebalik pengeboman di Bali, ramai diantara kita tidak mengetahui tentang kebiadapan IDF (Israel Defence Forces) a.k.a Rejim Yahudi yang telah melakukan pembunuhan...

Hari Ahad lepas, 16 November 2008 merupakan hari bersejarah bagiku kerana ianya adalah merupakan pengalaman pertama menonton '"live concert". Superstarnya adalah anakandaku yang sulung si Izmeer yang baru mencecah umur 4 tahun !! Anakandaku telah terpilih untuk membuat persembahan nasyid sempena Majlis Ihtifal ( Graduation Day) untuk pelajar2 6 tahun di tadika Annur. Setelah beberapa minggu telingaku asyik menahan perit mendengar promo nasyid kumpulan Rabbani "Pergi Tak Kembali" yang dinyanyikan oleh anakkandaku, pagi dan petang siang dan malam...didalam kereta dan diluar kereta...maka hari yang ditunggu-tunggu tiba jua! Seawal jam 6.45 pagi , mama Izmeer telah mengejutkan anakanda sulungnya yang masih mamai kenapa hari Ahad pun kena pegi sekolah. " Amer lupa ke, hari ni kan cikgu suruh pegi school...kan amer nak nyanyi, papa nak tengok , mama nak tengok , adik nak tengok..tisya ngan kak eyin pun datang!" kata Mama. " Ye ke? .." jawab Amer ...

A man entered a village and went to see Sufi Master. The visitor said " I'm deciding whether i should move here or not- and i'm wondering what people here are like?" The Sufi Master said "Tell me, what kind of people live where you come from". The visitor said " They were robbers, cheats and liars". The Sufi Master said " You know, those are exactly the same kind of people who live here". The visitor left and never come back. Another visitor entered the village and asked the same question of the Sufi Master. "I'm thinking of moving here- can you tell me what the people are like?" Again the Sufi Master asked, "Tell me, what kind of people live where you come from?" The visitor said " Oh, they are the kindest, gentlest, most compassionate, loving people. I shall miss them terribly". The Sufi Master said " Those are exectly the kinds of people who live here too.." Why the Sufi Master asked that kin...

I had a strange experience today. No one is around to accompany me for a lunch, so I decided to walk alone to the mamak restaurant not too far from my office. A pleasant curry dish with full of spices! Alhamdulillah…on my way back to office, as i was walking alone along the street , suddenly one Proton Waja stopped besides me, one guy came out and wish me salam. From the look and his accent , I could guess that he must be an Arab. He took out from his wallet RM100 note and asked me wether I have the change notes. At first, he said he wanted RM50 notes. I took out two RM50 notes and give it to him for the exchange. But to my surprise, he insisted to look up to my wallet and grabbed all monies in my wallet….” Let me see” he said. ”wait!! no..!!” I said…” Don’t worry…we’re muslim..you’re too worried..” He offered me his wallet. A fat wallet full with RM100!!. What’s wrong with this idiot!!” I thought. ( or am I the idiot?) I stepped back from him and took out all the monies from the walle...

Happy Birthday Mama! We all love you so much!! From : Izmeer, Irdina & Imdad Happy Birthday to My Love, My Heart, My Soul.....My Wife!! Semoga hari-hari yang mendatang menjanjikan seribu kebahagiaan untuk kita.. Ada Untuk Mu Di sana pungguk menanti Mengharap bulan membalas rindu di hati Di sini aku berdiri Menunggu penuh dengan kesabaran Tanpa manis madah Janji yang puitis Untuk persembahan Hanya ketulusan Sekeping hati suci Aku......berikan kasih Kalau itu yang kau mahu dari ku Aku......berikan cinta Untuk membahagiakan hari mu Aku......sayang dirimu Biarpun nafas ku sampai terhenti Akan ku kota janji kita Mendirikan Taj Mahal cinta Seteguh kasih Shah Jehan kepada Mumtaznya Terasa indah pabila berdua Semakin tiba saat bahagia Merai cinta kita.. Ikhlas dari Abang, 11 November 2008

"Our brain controls so much of how we heal. Some say it’s the work of the vagus nerve, which runs from your brain to your abdomen, letting your brain communicate with the rest of your body. And evidence is mounting that the more you practise mind-body techniques, the more powerful they become. Some benefits: Pain relief without drugs . Biofeedback, tai chi, yoga, hypnosis and progressive muscle relaxation may help ease chronic pain, according to a review of studies, mostly on the over-50s. Study author Dr Natalia Morone says these activities may simply distract you from pain, release muscle tension or help you cope with the anger and depression that often accompany chronic aches. Flu-fighting boost . The Chinese exercises qi gong and tai chi seem to boost the effectiveness of the flu vaccine in older people. Healing from afar? No-one knows for sure how the mind-body connection might make this leap, but praying for someone who is sick seems to work, says a recent review of 17 stud...